Starting July 1, 2017, three of the largest nation’s credit reporting agencies will no longer report certain civil judgment and lien information.

Experian, Equifax and TransUnion announced the National Consumer Assistance Plan to improve accuracy in reporting credit information and provide a better consumer experience.

According to, the removal of this data may significantly affect the evaluation of creditworthiness for consumers who have civil judgments or tax liens against them. This information may be some of the most important factors in evaluating credit. By excluding this information, a consumer’s credit score may appear much higher than it otherwise would be.

For more information on how this new policy will affect credit reports, visit NCAP or discuss with your attorney to help evaluate creditworthiness.